Social security is discontinued, not paid for 15 years or 20 years, under the new regulations in 2025, all are handled this way

Can I pay back after the social security is interrupted?

After the employer establishes a labor relationship with its employees, it shall register the employees for pension insurance in a timely manner. However, due to various reasons, the pension insurance premiums were not paid on time, which resulted in the interruption of the employee pension insurance relationship and required back payment.

Insured personnel can apply for back payment according to the payment standards corresponding to different statuses during the period of being insured but not insured. If there is no labor relationship between the employer and the employee during the period of suspension of payment, the payment cannot be made back.

It can be divided into the following three situations:

1. Can I repay my social security after leaving my job and not finding a new job?

No. Only unpaid social security fees payable during the period of employment in the unit can be paid back.

Yes . After the employer establishes a labor relationship with its employees, it shall promptly apply for the employee's participation in pension insurance. However, due to various reasons, the pension insurance premiums were not paid on time, causing the employee pension insurance relationship to be interrupted, and the unit needed to make back payments. But employees themselves cannot make up the payment.

3. If the social security payment of flexible employment personnel is stopped, can they make up the payment?

No. According to national and relevant policies and regulations, flexible employment personnel should pay monthly premiums, and are not allowed to increase the payment period by making subsequent supplementary payments, except for cases such as delayed payment.

For example, in 2022, the Ministry of Human Resources and Social Security issued the "General Office of the Ministry of Human Resources and Social Security and the General Office of the State Administration of Taxation on the Stages of Extremely Hardship Industries" "Notice on the Implementation of the Policy of Deferring the Payment of Enterprise Social Insurance Premiums" clarifies that insured persons who voluntarily postpone the payment of enterprise employee pension insurance premiums in 2022 and individual insured persons who are newly insured in 2023 can voluntarily apply to pay back the basic pension insurance premiums in 2022 before the end of 2023.

Social security for less than 15 years or 20 years, here is how to make up for it!

1. Annual supplementary payment

If you reach the retirement age and there are still a few years (usually three years) until the social security period reaches 15 years, you can make additional payments every year, so that you can get social insurance benefits when you retire. However, late fees must be paid to cover the annual fee.

2. Delayed retirement

Root According to the new regulations, before 2030, when employees reach the minimum payment period, they can voluntarily choose to flexibly retire early. The advance time may not exceed three years at most, and the retirement age shall not be lower than the original statutory retirement age of 50 and 55 for female employees and 60 for male employees. When an employee reaches the legal retirement age, and if the employer and the employee reach an agreement, they can flexibly delay retirement, and the delay may not exceed three years.

3. One-time payment

Only the following conditions can be met:

• Employees of state-owned enterprises and institutions who retired before 2011;

• 1961 to 1982 educated young people who went to the countryside;

• Retirees aged 65 for men and 60 for women had already paid social security locally before 2011.

4. Conversion to resident social security

If there is still a long time before 15 years of full payment and it is not cost-effective to choose to pay back every year, you can also consider turning employee social insurance into resident social insurance.

1. Is it necessary to transfer social security when changing jobs in another place?

No Whether social security is transferred to other places can be flexibly handled according to needs.

If you change jobs in a city, your social security will not be "cleared" if it is not transferred! Some friends have more flexible career development. It would be very troublesome and unnecessary to transfer social security every time the city where they work changes.

If you pay social security in multiple places, you only need to merge the social security records scattered in various places together when you retire. In other words, the final fifteen years of payment will be calculated based on the combined payment years in various places when you retire, and the personal account savings will also be accumulated.

If you do not handle the transfer of social security relations in another place when you leave your job, and social security does not continue to be recorded in the account on time, the local social security department will seal your social security account and finally accumulate it.

2. I have paid social security in different cities, where is the most cost-effective place to receive pension?

A picture will explain it to everyone.